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**Rates effective as of December 2014 and may change without notice as conditions warrant. 
**APR= Annual Percentage Rate   


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Loan Rates Minimize

Signature Loans

Up to 48 Months 11% APR   
49 to 60 Months 12% APR

Share - Secured Loan

Term is determined by the amount borrowed 2% APR                         

New Vehicles, Boats, Campers & Motorcycles

Must have 15% downpayment
Up to 78 Months 3.75% APR  

New Vehicles, Boats, Campers & Motorcycles 

No downpayment is required for this rate
Up to 72 Months 5% APR  

Used Vehicle Loans

Must have 15% downpayment

Determined by the year              5.25% to 7.5% APR   

Recreational Vehicle Loans*

Up to 48 Months 9% APR
Up to 24 Months 10.5% APR
*Recreation vehicles are 4-Wheelers, Snowmobiles & Watercraft

New Scooter Loans

Terms are MUST HAVE Insurance & Licensed
Up to 24 Months                              5.9% APR                         


VISA Credit Card

No Annual Fee  & No balance transfer        10% APR                       

Loan Application Minimize

For your convienence you can now download a loan application and print it right from the web. 
Click Here for an application

Credit Card Rates Minimize

VISA Credit Card



10% APR

NADA Minimize
Loan Payment Calculator Minimize

Click here to calculate your approximate monthly loan payment. All calculations are estimates and actual amounts may very. Please contact the Credit Union for exact amounts.

Fees and Disclosures Minimize

Deposit Account Fees
NSF $30.00
Stop Payment on CU Checks $10.00

 Miscellaneous Fees

Wire Transfer Fee

ATM Negative Fee

Checking Account NSF








Bradford Area Federal Credit Union
11 East Washington St.  Bradford, PA 16701  McKean 814/362-6779 Fax: 814/362-1438

Copyright 2007 


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